Investor Risk Profiler
Discover your risk category in 3 minutes.
An investor risk profile measures how much market volatility you can absorb, financially and emotionally. Moneyantra's free profiler asks 11 questions across two sections and places your result on the riskometer scale — Low, Low-Moderate, Moderate, Moderately High, High or Very High. It takes about three minutes and needs no login.
Key facts
- Questions
- 11, across 'About You' and 'Your Investment Mindset'.
- Time to complete
- Roughly 2–3 minutes.
- Login required
- No. Results are emailed via a secure link valid for 7 days if you are not signed in.
- Scoring framework
- The BBK (Barnewall, Bailard, Biehl & Kaiser) investor classification model.
- Riskometer bands
- Low, Low-Moderate, Moderate, Moderately High, High, and Very High — the standard scale shown on Indian mutual fund schemes.
- Data sharing
- Responses are used only to compute your score and are not shared with third parties.
What is a Risk Profile?
Your risk profile reflects how much market volatility you can tolerate emotionally and financially. Regulation requires mutual funds to display a riskometer on every scheme. Matching your personal risk profile to the fund riskometer is the foundation of sound portfolio construction. The Moneyantra risk profiler uses the BBK model - the same framework recommended by the regulator for retail investor classification.
- Understand your true risk tolerance
- Avoid investing in overly aggressive or conservative funds
- Align your portfolio with the riskometer
How it works
- Tell us about yourself — Answer 5 questions about your age, income, dependents, investment horizon and emergency fund.
- Share your investment mindset — 6 questions about how you react to market drops, your investment goals, and your experience with equities.
- Get your risk category — See your score on the official riskometer - from Low to Very High - with fund type recommendations tailored to your profile.
Why use our Risk Profiler?
BBK Model
Scoring methodology aligned with official investor risk classification framework.
No Login Required
Start immediately - no account needed. Results emailed securely if you're not signed in.
Instant Results
Logged-in users see their riskometer result immediately. No waiting, no processing delay.
One Question at a Time
Clean, distraction-free interface - one question per screen, auto-advances on selection.
Save Your Profile
Your risk profile is saved to your Moneyantra account for reference when evaluating funds.
Retake Anytime
Life changes - income, goals, age. Retake the profiler whenever your circumstances change.
Who should use the Risk Profiler?
First-time investors
If you don't know where to start, this sets a safe foundation.
Experienced investors
Validate if your current portfolio risk matches your true tolerance.
Fund evaluators
Anyone matching an individual mutual fund against their own risk profile.
Frequently Asked Questions
What is the riskometer?
The riskometer is a standardised risk label used in market for mutual fund schemes in India. It categorises risk from Low to Very High so investors can easily compare fund risk levels.
Do I need to log in to take the risk profiler?
No. You can complete the profiler without any account. If you're not logged in, your results will be emailed to you via a secure link that's valid for 7 days.
How long does the risk profiler take?
The profiler has 11 questions across two sections - About You and Your Investment Mindset. It takes approximately 2-3 minutes to complete.
What is the BBK model?
The BBK (Barnewall, Bailard, Biehl & Kaiser) model is a widely-used investor classification framework that recommends for assessing retail investor risk tolerance.
Will my answers be shared with anyone?
No. Your responses are used solely to compute your risk score. We do not share your data with third parties.